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Not legal, tax, or financial adviceAnonymousllc.co is a US business formation and compliance service operated by Topslice LLC. We are not a law firm, accounting firm, or financial advisor. Content on this site is for informational purposes only and does not constitute legal, tax, accounting, investment, or immigration advice. Tax positions (S-corp election, Form 5472, BOI reporting status, treaty benefits, ITIN eligibility) and legal structures (anonymity, charging-order protection, foreign qualification) depend on facts specific to your situation and the current state of statutes, regulations, and litigation. Consult a US-licensed attorney, CPA, or enrolled agent before acting on any specific recommendation. Pricing, processing times, and bank-approval rates are based on observed averages and are not guarantees. State filing fees and IRS processing times are set by government agencies and are subject to change without notice. See our Terms, Refund Policy, and Privacy Policy for the full engagement terms.
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Operating Agreement Builder Tool

Generate a state-specific LLC operating agreement from a series of structured questions. Live tool outputs a downloadable Word/PDF agreement. The snapshot below shows which clauses appear for single-member vs multi-member structures.

By Shafwan Ahmed, Operations & Fulfillment Lead · Last updated 2026-05-21

How this tool works

Step 1

Pick the state

Operating agreement language varies by state statute. We tailor the document to each of the 50 states.

Step 2

Single- or multi-member?

Single-member agreements focus on entity separation and successor planning. Multi-member agreements add governance, voting, transfers, and dispute resolution.

Step 3

Answer 8-15 questions

Ownership percentages, capital contributions, management structure, voting thresholds, transfer restrictions, dissolution triggers.

Step 4

Download the agreement

Word + PDF outputs. Sign and notarize as needed. Keep with your LLC records — never filed with the state.

Interactive tool

Recommended clause list (10 clauses)
Wyoming keeps members and managers off public filings, so the OA can name a manager without exposing ownership.
  1. Formation, purpose & registered office
    Identifies the LLC, the formation state, and the stated business purpose. Required in every agreement so the document can be admitted in court and accepted by banks.
  2. Capital contributions & member ledger
    Records what each member contributed (cash, property, services). Critical for tax basis tracking and dispute resolution.
  3. Ownership percentages (must sum to 100%)
    For SMLLC, 100% to sole member. For MMLLC, the cap table.
  4. Management structure (manager-managed)
    Manager-managed is required to keep members off public state filings in anonymous states. Names a manager and defines authority limits.
  5. Separateness & anti-veil-piercing covenants
    Express promises to keep LLC affairs separate from personal: separate bank account, no commingling, documented inter-company loans. Courts look for this when liability shield is challenged.
  6. Charging-order-only remedy clause
    Reinforces that a creditor of a member only gets a charging order — no foreclosure, no membership rights, no forced distributions. Mirrors WY/NM/NV/DE statutes.
  7. Indemnification of members and managers
    Standard liability shield reinforcement. Indemnifies for good-faith acts on behalf of the LLC.
  8. Successor planning (SMLLC continuation)
    Names a successor manager / successor member to avoid the LLC dissolving on the sole member's death.
  9. Dissolution & winding-up procedure
    Order of payments at wind-down: creditors first, then return of capital, then pro-rata distribution of remainder.
  10. Tax classification election & K-1 / 5472 obligations
    States the federal tax election (disregarded / partnership / S-corp / C-corp) and acknowledges the Form 5472 obligation when 25%+ foreign-owned.
Skip the wizard — buy the drafting service

Anonymousllc.co drafts a state-specific operating agreement with every clause above, reviewed by our compliance lead. Flat $199 add-on.

Buy Operating Agreement Drafting — $199
How this builder picks clauses
Single-member LLCs (SMLLC) get a slimmer agreement — no voting, transfer, or buy-sell language because there is no second party. The focus is separateness and successor planning. Multi-member LLCs add governance, profit-allocation, transfer, and dispute-resolution sections. Series LLC structures require statutory series-designation and per-series-recordkeeping clauses; the tool blocks series selection in states without a series statute. The asset-protection toggle triggers charging-order-only and separateness covenants. The buy-sell toggle adds trigger events and valuation methodology.

Inputs the tool accepts

  • State — Drives statutory language.
  • Member count — Single, two, three+.
  • Ownership percentages — Auto-validates that the sum equals 100%.
  • Management structure — Member-managed or manager-managed.
  • Voting threshold — Majority, supermajority, unanimous.
  • Transfer restrictions — Right of first refusal, lockup period, etc.

What the tool returns

  • Word document — Editable .docx of the agreement.
  • PDF document — Signature-ready PDF.
  • Signature page — Notary block included if state recommends notarization.

Operating Agreement Clause Matrix

Static snapshot pulled from current state filing fees, statutes, and pricing data. Updates when source data changes.

ClauseSingle-memberMulti-memberNote
Formation & purposeRequiredRequiredIdentifies the LLC, formation state, and stated purpose
Capital contributionsRequiredRequiredSets each member's initial contribution
Ownership percentages100% to sole memberRequiredMust sum to 100%
Profit/loss allocationDisregarded — flows to sole memberRequiredMay follow ownership or be specially allocated
Management structureMember-managed defaultMember- or manager-managedManager-managed needed for anonymous structures
Voting rightsNot applicableRequiredMajority/supermajority/unanimous per topic
Member transfersSuccessor planning onlyRequiredRight of first refusal common
Buy-sell triggersNot applicableRecommendedDeath, divorce, bankruptcy, voluntary exit
Dissolution procedureRequiredRequiredWind-down and distribution order
Dispute resolutionOptionalRecommendedArbitration vs litigation; jurisdiction
IndemnificationRecommendedRecommendedReinforces liability shield

Clause list reflects standard practice across all 50 US states. State-specific language (statutory defaults that can be overridden vs cannot) is encoded in the live builder. Single-member agreements still require the document — banks require it and courts look for it in piercing-the-veil challenges.

Why single-member LLCs need an operating agreement

Even though no second party exists, the agreement establishes the LLC as a separate legal person. Banks require it to open business accounts. Courts examine it to confirm the LLC was treated as separate from personal affairs (key to maintaining the liability shield). Without one, state default statutory rules apply — often not what the owner intended for succession or asset disposition.

Annual review

Operating agreements should be reviewed annually and amended after major events: new member admission, ownership transfer, S-corp election, business model change. Amendments require the consent threshold specified in the existing agreement (typically majority or unanimous).

Read next

Operating Agreement pillar
/operating-agreement/
Single-member LLC guide
/single-member-llc/
Multi-member LLC guide
/multi-member-llc/
Custom OA Drafting service
/services/operating-agreement-drafting/

FAQ

Custom Operating Agreement — $199 add-on

5-minute WhatsApp intake. 5-10 day turnaround.

Start on WhatsAppSee Custom Operating Agreement

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