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Anonymous LLC vs S Corp: Tax and Privacy Tradeoffs

S-corp is a tax election, not an entity type. You can have both — an anonymous LLC taxed as an S-corp.

By Alif Al Razi, Anonymousllc.co

Side-by-side comparison

DimensionAnonymous LLC (default)S-Corp election
Entity typeLLCLLC with Form 2553 election
Tax treatmentDisregarded (single) / Partnership (multi)Corporation (Form 1120-S)
Self-employment taxApplies to all active incomeOnly on reasonable salary (saves on remainder)
AnonymityAnonymous in 4 statesSame LLC anonymity preserved
Asset protectionCharging order protectionSame (entity is still an LLC)
Administrative burdenMinimal (Schedule C or 1065)Higher (payroll, 1120-S, reasonable salary)
Owner requirementsNo restrictionsUS person only, max 100 shareholders, one class of stock
Best forSimplicity, non-residents, passive incomeActive business > $50K/yr profit, US residents

Default LLC: simplicity and flexibility

A default anonymous LLC (disregarded entity for single-member, partnership for multi-member) is the simplest structure. All income passes through to the owner's personal return. Self-employment tax (15.3%) applies to active business income. No payroll required. No restrictions on who can be a member — non-residents included. This is right for passive income, early-stage businesses, and non-resident founders.

S-Corp election: SE tax savings

An S-Corp election (Form 2553) allows the LLC to be taxed as a corporation while maintaining pass-through treatment. The key benefit: you pay yourself a 'reasonable salary' (subject to employment tax) and take remaining profits as distributions (not subject to self-employment tax). At $100K profit, this can save $5,000-10,000/year in SE tax. The tradeoff: payroll administration, quarterly payroll taxes, and an additional tax return (Form 1120-S).

When to choose Anonymous LLC (default)

  • Business income under ~$50K/year (SE tax savings don't justify complexity)
  • Non-resident founder (S-corp requires US person)
  • Passive income (real estate, investments)
  • Early-stage business not yet profitable
  • Want maximum simplicity

When to choose S-Corp election

  • Active business profit above ~$50K/year
  • US resident or citizen (non-residents cannot elect S-corp)
  • Willing to run payroll and file 1120-S
  • Want to reduce self-employment tax burden
  • Have a CPA who recommends the election

Verdict

An anonymous LLC taxed as S-corp is the best of both worlds for profitable active US businesses: anonymity on state records + SE tax savings. But only worth it above ~$50K annual profit and only available to US persons. Non-residents and passive-income earners should stick with default LLC treatment.

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