A New Mexico anonymous LLC is the lowest-cost US holding company because it has no annual report and no annual state fee. That zero ongoing cost makes it the natural parent for stacking subsidiary LLCs while keeping your name off every public record.
By Shafwan Ahmed, Operations & Fulfillment Lead, Anonymousllc.co
Updated July 2026
Because it charges nothing to keep the LLC alive after formation. New Mexico requires no annual report and levies no annual franchise fee, so once your $347 total ($297 + $50 state) formation clears, the only recurring cost is your registered agent renewal. No other US state offers permanent anonymity at that carrying cost.
For a holding company that owns assets and does little else, ongoing cost is the number that matters. A parent that never trades still must be maintained every year for as long as you hold the assets, so a $0 annual filing burden compounds into real savings over a decade.
You form one parent LLC that owns membership interests in separate operating LLCs, so the parent holds equity while each subsidiary carries its own activity and liability. The operating companies run the businesses, sign the contracts, and take the risk; the holding company simply owns them and receives distributions.
The purpose is isolation. If one operating LLC is sued, the claim is contained to that entity's assets, and the parent and its other subsidiaries stay insulated. Layering an anonymous parent on top adds a privacy dimension: the public sees neither you nor, in many cases, the link between the entities.
Use New Mexico as the parent when your priority is the lowest lifetime cost, and Wyoming when you want stronger charging-order protection and easier banking. Both keep your name off the public record and neither taxes out-of-state income, so the decision comes down to cost versus features.
| Factor | New Mexico parent | Wyoming parent |
|---|---|---|
| Formation cost | $347 total ($297 + $50 state) | $397 all-in |
| Annual report | None | Light annual report |
| Annual state fee | $0 | $60 minimum |
| Charging-order protection | Solid | Strongest, includes single-member |
| Bank onboarding | Harder | Easier |
A common pattern is a Wyoming parent over New Mexico subsidiaries, or a New Mexico parent when the holding company will never need its own bank account.
Only if it receives or moves money, and many pure holding companies do not. If the parent simply owns equity and distributions flow directly to you or are reinvested, it can run without a dedicated account. That matters because New Mexico bank onboarding is harder than Wyoming, so skipping the account removes the one real friction point.
If the parent does need banking, expect a stricter review. Every US bank verifies beneficial ownership under the Bank Secrecy Act and the Customer Identification Program (31 CFR 1010.230), and a holding entity with no visible operations invites more questions. We open the account during formation while the paperwork is fresh.
Yes at the New Mexico level. New Mexico does not publish member or manager names, so a Secretary of State search returns only your registered agent. Your ownership of the subsidiaries and your identity as the ultimate owner stay off the state record.
Anonymity is a public-record feature, not a secrecy feature. The IRS knows the responsible party behind each EIN, and any bank holding funds for the parent or a subsidiary verified the real owner under 31 CFR 1010.230. What the structure protects is the public trail, not your legal identity to regulators.
Very little at the state level, and more at the federal level. New Mexico asks for no annual report on any entity in the stack, so state upkeep is just registered agent renewals. Federally, each entity may need its own EIN, its own tax filing, and, where an entity is foreign-owned and disregarded, a Form 5472 information return.
Keep the entities genuinely separate to preserve the liability shield: distinct books, distinct bank accounts where they exist, and a clean operating agreement for each. Sloppy commingling is what lets a court disregard the structure, so the paperwork discipline is the real work, not the state filings.
The main risk is that a court disregards the entities and treats the whole stack as one, erasing the liability shield you built. That happens when the entities are not run as genuinely separate businesses: shared bank accounts, mixed funds, missing operating agreements, or a parent that pays a subsidiary's bills directly from personal money.
Two other risks matter. Under-capitalizing an operating subsidiary invites a veil-piercing argument, since a company with no assets and no insurance looks like a shell. And treating the parent as your personal wallet, moving cash in and out without recording draws or contributions, undermines the separation the structure depends on. The defense is discipline: separate books per entity, documented intercompany transfers, and a signed operating agreement for every LLC in the chain.
Each LLC in the stack files its own beneficial ownership information report with FinCEN, naming the individuals who ultimately own or control it. A holding structure does not consolidate this: the parent files its report and every subsidiary files its own, so a five-entity stack means five BOI reports.
The reports are federal and private, not part of any state public record, so they do not undo your New Mexico anonymity. We prepare each entity's BOI report at $150 per report during formation and track the 30-day update window, since a change in ownership or control across any entity in the stack triggers a fresh filing for that entity.
Yes. You place existing LLCs under a New Mexico parent by assigning their membership interests to the parent, so the parent becomes the member of record for each one. The operating LLCs keep their EINs, bank accounts, and contracts; only the ownership line above them changes.
Document the transfer with an assignment of membership interest and update each subsidiary's operating agreement to name the New Mexico parent as the member. Where a subsidiary sits in a state that publishes members, the change moves the visible owner from you to the anonymous parent, which adds a privacy layer to entities that were previously exposed. We handle the assignments and the amended agreements so the ownership chain is documented cleanly.
We form each entity in the stack, obtain the EINs, draft the operating agreements that document the parent-subsidiary ownership, and provide the registered agent in every formation state. You tell us the structure you want and we build it in the correct order so the ownership chain is documented from day one.
Because New Mexico has no annual report, a stack of New Mexico entities is inexpensive to maintain indefinitely. Each New Mexico entity costs $347 total ($297 + $50 state) to form and $100 per year for registered agent renewal after that, with no state annual fee layered on top. Message the founder on WhatsApp with how many entities you need and the intended ownership, and we scope the exact filings before you pay.
Personal reply, not a script. Formation from $347 total, Wyoming $397 all-in.
WhatsApp the founder