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Not legal, tax, or financial adviceAnonymousllc.co is a US business formation and compliance service operated by Topslice LLC. We are not a law firm, accounting firm, or financial advisor. Content on this site is for informational purposes only and does not constitute legal, tax, accounting, investment, or immigration advice. Tax positions (S-corp election, Form 5472, BOI reporting status, treaty benefits, ITIN eligibility) and legal structures (anonymity, charging-order protection, foreign qualification) depend on facts specific to your situation and the current state of statutes, regulations, and litigation. Consult a US-licensed attorney, CPA, or enrolled agent before acting on any specific recommendation. Pricing, processing times, and bank-approval rates are based on observed averages and are not guarantees. State filing fees and IRS processing times are set by government agencies and are subject to change without notice. See our Terms, Refund Policy, and Privacy Policy for the full engagement terms.
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LLC for Non-Resident Online Business: 2026 Setup Guide

Non-US residents running online businesses (ecommerce, SaaS, consulting) form Wyoming anonymous LLCs and operate without ever visiting the US.

By Shafwan Ahmed, Operations & Fulfillment Lead, Anonymousllc.co

Recommended structure

Wyoming anonymous LLC. Single-member disregarded entity for the non-resident owner. EIN obtained via fax (Anonymousllc.co handles this as third-party designee - no SSN/ITIN required). Bank account opened via Mercury or Relay's non-resident workflow. Operating agreement governs internal management.

Why an anonymous LLC

Non-US residents operating in the US economy face additional scrutiny on state filings. An anonymous LLC means a US customer or competitor searching state records does not find the founder's name and home country. Combined with the privacy of the foreign address staying off US records, it provides strong founder-level privacy.

Best state: Wyoming

Best for non-resident founders. No state income tax (relevant for ECI-based federal tax planning). Best banking acceptance for non-resident-owned LLCs - Mercury, Relay, and Bluevine all have established workflows. EIN-by-fax process is well-trodden.

Cost breakdown

StatePriceNotes
Wyoming (recommended)$397Best for non-residents. Mercury / Relay accept WY LLCs.
New Mexico$347Cheapest but banking is harder for non-residents.
Delaware$407Strong for outside-investor / VC-track setups. $300/yr franchise tax.

How to get started

  • 1.WhatsApp Anonymousllc.co with passport, country of residence, and proposed business activity
  • 2.We form Wyoming anonymous LLC + draft operating agreement + obtain EIN via fax (no SSN required)
  • 3.Open business bank account via Mercury / Relay's non-resident workflow (5-10 days)
  • 4.Set up Stripe / Wise / Payoneer for global payments
  • 5.File Form 5472 + pro-forma 1120 annually for the disregarded-entity foreign ownership reporting (no income tax owed if no US ECI)

Common mistakes

  • Believing the LLC creates US tax obligations automatically - most non-resident-owned LLCs without US ECI owe only Form 5472 information filing
  • Skipping Form 5472 - automatic $25,000 penalty per LLC per year for non-filing
  • Trying to open a bank account before EIN is in hand
  • Forming as Delaware C-corp without VC plans - adds corporate-level tax with no benefit

Anonymity scope

Your name does not appear on state filings (Articles of Organization, annual report). Your name DOES appear at the bank under BSA/CIP, with the IRS on tax filings, and can be discovered through court subpoena. Customers, vendors, and passive public searchers cannot find you through Secretary of State records. The IRS knows the owner via EIN application; foreign customers and US state records do not.

Can a non-US resident own and operate a US LLC?

Yes. No US visa, SSN, or residency is required to own a Wyoming LLC. A non-resident forms the entity, obtains an EIN by fax, and runs it from abroad. Wyoming allows full foreign ownership of LLCs, so a founder in any country holds 100 percent of a US entity without setting foot in the United States. Anonymousllc.co acts as third-party designee to obtain the EIN by fax with no SSN or ITIN, and banking opens remotely through Mercury or Relay's non-resident workflow. The whole setup - formation, EIN, and bank account - runs 5 to 10 business days end to end and requires no US visit. This is the standard path for non-resident ecommerce, SaaS, and consulting operators who need a US business identity and US payment rails.

How is a non-resident-owned LLC taxed in the US?

A non-resident-owned single-member LLC with no US effectively connected income owes no US income tax and files only a Form 5472 information return with a pro-forma 1120. The LLC is a disregarded entity for a single non-resident owner, so it is the owner's US tax position that matters, and without US effectively connected income there is no US income tax on the business profit. What is mandatory is the information filing: Form 5472 attached to a pro-forma 1120, reporting transactions between the LLC and its foreign owner. Wyoming charges no state income tax, so the analysis is federal. An ITIN comes into play only when the owner has US-source income requiring a personal US filing, and most non-resident owners without ECI need only the business EIN.

What is Form 5472 and why does it matter?

Form 5472 is an IRS information return required from any US disregarded entity with 25 percent or more foreign ownership. It carries a $25,000 penalty per year for non-filing. The form reports reportable transactions between the LLC and its foreign owner - capital contributions, distributions, loans - and is filed with a pro-forma 1120 even when the LLC owes no tax. The $25,000 penalty is automatic and applies per LLC per year for failing to file, regardless of whether any tax was due, so it is the single filing a non-resident owner cannot skip. Set up bookkeeping from day one to track owner-to-LLC transactions, because the form asks for them specifically. This obligation exists purely because of the foreign ownership, not because of any US income.

How does a non-resident open a US bank account remotely?

Mercury, Relay, Bluevine, and Brex serve non-resident-owned LLCs without a US visit. The standard package is the EIN, the formation document, and the owner's passport. These platforms built onboarding for foreign-owned US entities, so the account opens online after the EIN is in hand, about 8 to 10 days after the EIN issues in the overall timeline. Applying before the EIN arrives fails, because the bank needs the tax ID to complete know-your-customer checks. With the account live, the owner connects Stripe, Wise, and Payoneer for global payments. Approval for non-residents takes longer than for US residents and is not guaranteed at any single bank, which is why formation includes multiple bank applications rather than one.

Which state is best for a non-resident online business?

Wyoming at $397 is the recommended state for non-resident online businesses, with the strongest banking acceptance and no state income tax. New Mexico is cheaper; Delaware suits VC-track startups. Mercury and Relay have established workflows for Wyoming LLCs, which makes Wyoming the practical choice when remote banking is the hardest part of a non-resident setup. New Mexico costs $347 and requires no annual report, but banking is harder for non-residents there. Delaware costs $407 plus a $300 annual franchise tax and is the standard only for founders raising institutional capital, where investors expect Delaware jurisdiction. For a bootstrapped ecommerce, SaaS, or consulting operator abroad, Wyoming's $397 package balances cost, privacy, and the banking access the business depends on.

FAQ

Yes. No US visa, SSN, or US residency is required. Wyoming allows full foreign ownership of LLCs.
Only if you have US-source income that requires personal US tax filing. Most non-resident LLC owners without US ECI don't need an ITIN initially - the EIN is what's needed for the business.
An IRS information return required for any US-disregarded entity with 25%+ foreign ownership. Reports transactions between the LLC and its foreign owner. $25,000 penalty per year for non-filing - even if no tax is owed.
Yes - Mercury, Relay, Bluevine, and Brex all serve non-resident-owned LLCs without requiring a US visit. EIN, formation document, and passport are the standard package.
A Wyoming anonymous LLC costs $397 all-in: state filing, registered agent year one, operating agreement, and EIN obtained by fax with no SSN required. New Mexico costs $347 but banking is harder for non-residents. Delaware costs $407 plus a $300 annual franchise tax, for VC-track setups only.
Formation runs 5-10 days end-to-end. Wyoming accepts the filing in 1-3 business days, and the EIN follows 5-7 days after filing via fax. The bank account through Mercury or Relay's non-resident workflow opens about 8-10 days after the EIN. No US visit is required at any step.
No. Anonymousllc.co obtains the EIN by fax as third-party designee with no SSN or ITIN. You need an ITIN only if you have US-source income requiring a personal US tax filing. Most non-resident owners without US effectively connected income need only the EIN for the business.
Mercury, Relay, Bluevine, and Brex all serve non-resident-owned LLCs without requiring a US visit. The standard package is the EIN, formation document, and passport. Apply only after the EIN is in hand, because trying to open a bank account before the EIN arrives fails.
Most non-resident-owned single-member LLCs without US effectively connected income owe no US income tax and file only the Form 5472 information return with a pro-forma 1120. Skipping Form 5472 triggers an automatic $25,000 penalty per LLC per year, even when no tax is owed.
No. Formation, the EIN by fax, and remote banking through Mercury or Relay all complete without a US visit. Non-residents run the entire setup - and the business afterward - from their home country.
Only when you have US-source income that requires a personal US tax filing. Most non-resident single-member LLC owners without US effectively connected income need only the business EIN. The ITIN costs $299 if a personal filing obligation arises.
Yes. Once the LLC has an EIN and a US bank account, it runs Stripe, Wise, and Payoneer for global payments. The owner connects these to the LLC account and receives customer revenue in the business rather than personally.
Delaware for a non-resident raising institutional capital, because investors expect Delaware jurisdiction. Delaware costs $407 plus a $300 annual franchise tax. A bootstrapped non-resident operator chooses Wyoming at $397 for stronger remote banking and no franchise tax.

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